You Served. Now Buy With $0 Down.

You Served. Now Buy With $0 Down.

VA loans give eligible veterans and service members one of the best home loan benefits available. Get a free quote today.

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The Lowdown on va Loans...

The Lowdown on VA Loans...

Our VA Loan Rates Are Low & Our Process is Quick & Painless

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).

We're here to make the VA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE VA Loan Qualifier.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you.

How VA Loans Work

A Benefit You’ve Earned

VA loans are guaranteed by the U.S. Department of Veterans Affairs and are available to eligible veterans, active-duty service members, National Guard and Reserve members, and some surviving spouses. That guarantee lets lenders offer terms most other loans can’t match.

Most VA borrowers pay a one-time funding fee, which can be rolled into the loan. Veterans receiving VA disability compensation are typically exempt. You can also use your VA benefit more than once.

A strong fit if you: are an eligible veteran or service member, want to buy without a down payment, or want to avoid monthly mortgage insurance.

How It Works With Prime Rate

Here's how our home loan process works:

  • Answer a few quick questions in our VA Loan Qualifier
  • A Prime Rate loan officer reviews your scenario and shops your options.
  • Compare rates, payments and closing costs side by side.
  • Pick the option that fits, and we guide you through to closing.

Why a VA Loan?

No down payment for eligible borrowers, no monthly mortgage insurance, competitive rates and limits on the closing costs you can be charged. We’ll help you get your Certificate of Eligibility and walk you through the process step by step.

Why a VA Loan?

More Ways to Finance Your Home

  • Fixed Rates

    Fixed Rates

  • Adjustable Rates Mortgage (ARM)

    Adjustable Rates
    Mortgage (ARM)

  • Conforming Loans

    Conforming
    Loans

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, & USDA
    Loans

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

Get Your Free VA Loan Quote

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

I Want My Free Va Loan Quote