At Prime Rate Inc, we believe that homeownership strengthens communities and that every family deserves a trusted partner to guide them on that journey. Founded with a deep commitment to honesty, transparency, and personal connection, we’re more than a mortgage company we’re neighbors helping neighbors build their future. Our team takes pride in offering clear guidance, personalized solutions, and unwavering support to help clients make confident, informed decisions. Whether you’re buying your first home, refinancing, or expanding your investment in the community, we’re here to make the process simple and stress-free. At Prime Rate, we measure our success not by numbers, but by the lasting relationships we build and the positive impact we have on the communities we serve one home, one family, and one neighborhood at a time.
Tell us what you're looking for so we can match you with the perfect mortgage
We'll search for the top rates from our network of lenders in your area
Your lender will contact you shortly so you get more info or lock in your rate
Tools to help you get started
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Our Secure Application takes about 7-10 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
Our mortgage calculators help you hone in on the loan options that are best for you. Calculate your mortgage payments, affordability, and more.
Explore various loan program options to find the right fit for you and your family. We support everything from fixed rate to adjustable rate mortgages.
Learn about the Loan Process end to end. We have made it our mission to help you at every step of the way so you get the best loan option available to you.
Answer a few quick questions, No Hassle, No Obligation
